Another daily habit I have been working for couple of years now is budgeting. Not the expense tracking, but budgeting.
Expense tracking is simply recording all of your spendings: writing down them everyday, going through all your accounts and receipts, etc…
It may sound boring, and you might say: “C’mon, Alex, now I should remember and write down every penny I spent?”. And probably most people don’t do it regularly, or only when times are tough. But this is a good first step to raising awareness about your finances and spendings. You can’t manage what you can’t measure. Knowing the truth about your current situation makes you closer to the financial freedom.
But this is only the first step. The next level is budgeting.